Eligibility criteria for opening a payment account

  • Updated

To open an account with Swan, certain eligibility criteria must be met by both individuals and companies. This article provides a detailed outline of the requirements.

You’re not guaranteed an account by meeting these eligibility criteria.

Individual eligibility

  • Age: all account holders must be 18 years of age or older
  • Residency: you must live in a country in the European Economic Area (EEA)

Company account eligibility

  • Your company must be valid and active
  • Company location: your business is registered and has a legal address in the EEA
  • Restricted activities: your company does not engage in activities that are listed on Swan’s list of restricted businesses
  • Legal representatives: legal representatives managing a payment account for a legal entity must be at least 18 years old

US citizens

  • Individuals opening accounts and company Ultimate Beneficial Owners (UBOs) born in the USA must:
    • Provide a Certificate of Loss of Nationality (CNL)
    • Provide proof of residence in the EEA

 

By adhering to these guidelines, you ensure that your application for an account with Swan aligns with the necessary regulatory and compliance standards.