When you open an account, we’re required by banking regulations to verify your income. These documents help us confirm your financial situation and keep your account secure.
This article explains which income documents issued in Italy you can provide, depending on whether the account holder is:
- A legal entity (company or organization)
- An individual (natural person)
Company income
Company income is money earned by a legal entity. This can include a limited company, association, or other registered organization.
These are the types of accepted documents you can provide as proof of company income.
| Document | Description | Issue date |
|---|---|---|
| Bilancio d’esercizio | Annual financial statement | The most recent fiscal year |
| Dichiarazione IVA presentata all’Agenzia delle Entrate (modello IVA) | VAT return showing sales, purchases, and VAT due or reclaimable | The last filing year |
| Modello Unico | Personal or corporate tax return (for companies or freelancers) | The last tax year |
| Estratto conto bancario | Bank statement | Within the last 6 months of transactions |
| Fatture emesse | Issued invoices (for companies or freelancers) | Covering activity within the last 3 months |
Individual income
Individual income is the money you earn from your personal activities. This can include salaried employment, self-employment, pensions, and investments.
These are the types of accepted documents you can provide as proof of individual income.
| Document | Description | Issue date |
|---|---|---|
| Dichiarazione dei redditi | Proof of income for the individual | The last tax year |
| Buste paga | Payslips | Within the last 3 months |
| Estratto conto bancario | Bank statement | Within the last 6 months of transactions |
| Documentazione pensionistica | Pension statements (if applicable) | Current or within the last 3 months |
| Documentazione fiscale sugli investimenti | Tax returns or statements showing income from investments | The last tax year |
Tips for preparing your documents
You can help speed up the review process by making sure your documents meet these criteria:
- Provide official documents.
- Meet the issue date requirements.
- Make sure the documents clearly show your name, address (if applicable), dates, and the amounts or sources of income.
- Include signatures or stamps if they are part of the official document.
- Make sure documents are well-lit and fully visible, with no shadows, reflections, or cropped edges.
- Include all pages if a document has multiple pages.
- Provide documents in PDF format (JPEG or PNG are also accepted).
Tip
Upload your documents together in a single file when possible. This helps us review them faster.
If you have any questions, submit a request to Swan Support.